INTRODUCTION
repaircreditedu.com is dedicated to providing credentials and creating a professional environment in the field of credit services. As we establish ourselves as a profession, we must attend to both the privileges and responsibilities of a profession. Privileges derive from society's agreement to accept our designation as a group of trained individuals possessing specialized knowledge and, therefore, the power implicit in this knowledge. Our responsibilities, in turn, result from the society's trust that the profession will regulate itself to do no harm, and to govern itself to ensure the dignity and welfare of individuals we serve and the public. To maintain this status, professional organizations must develop and enforce guidelines that regulate their members™ professional conduct. A code of ethical principles and standards is one such set of self-regulatory guidelines. This code guides professionals to act responsibly as they employ the privileges granted by society. A professional's inability to regulate itself violates the public trust and undermines the professional potential to be of service to society.

repaircreditedu.com Ethical Principles and Standards (hereinafter referred to as the Ethics Code) is presented here and consists of this Introduction, a Preamble, six general Principles, and 19 Standards. The Introduction discusses the intent and organizational considerations of the Ethics Code. The Preamble and General Principles are intended to guide repaircreditedu.com members toward the highest ideals of the profession. The Standards more precisely specify the boundaries of ethical conduct. Although the Preamble and the General Principles are not themselves enforceable rules, they should be considered by repaircreditedu.com members in arriving at an ethical course of action. Ethical Standards are enforceable rules that mandate behavioral choices.

Membership in the repaircreditedu.com commits members to adhere to the repaircreditedu.com Ethics Code. repaircreditedu.com members should be aware that, in many situations, additional ethical and legal codes may be applied to them by other professional organizations or public bodies. In the process of making decisions regarding their professional behavior, repaircreditedu.com members must consider this Ethics Code, in addition to other ethical guidelines or legal codes. If the Ethics Code suggests a higher standard of conduct than is required by legal codes or other ethical guidelines, repaircreditedu.com members should meet the higher ethical standard. If the Ethics Code standard appears to conflict with the requirements of law, then repaircreditedu.com members must make known their commitment to the Ethics Code and take steps to resolve the conflict in a responsible manner. If neither law nor the Ethics Code resolves an issue, repaircreditedu.com members should consider other professional materials (e.g., guidelines and standards that have been adopted or endorsed by other professional in the credit industry.

Ethical codes of conduct that professions adopt are based in the values of the society. Consequently, these values include the balance between the rights and privacy of the individual and the general welfare of society. Each profession must determine its values and social function. The profession must then develop and adopt an ethics code which guides professional conduct. While no set of guidelines can anticipate all situations, a useful code should provide guidance when problems or dilemmas arise. This code should also proactively direct the actions of its members in work-related settings. If this is accomplished, the code will ensure society's trust in the profession.

PREAMBLE
repaircreditedu.com members may fulfill many roles based on their professional training and competence. In these roles they may work to develop a valid and reliable body of knowledge based on research; they may apply that knowledge to legally restore their client credit and credit score via education and legal applications. They will not advise clients to lie or take money in advanced. Their goals are to broaden the credit knowledge of their client to reduce the cost of credit. This will improve the condition of both the individual and society. repaircreditedu.com members respect the central importance of freedom of inquiry and expression in research, teaching, and consulting. They also strive to help the public to develop informed judgments and choices concerning consumer credit, and personal financial behavior. This Ethics Code provides a common set of values upon which repaircreditedu.com members build their professional work.

This Code is intended to provide the general principles and specific ethical standards for managing many situations encountered by repaircreditedu.com members. It has as its primary goal the welfare and protection of the individuals and groups with whom repaircreditedu.com members work. It is the individual responsibility of each repaircreditedu.com member to aspire to the highest possible standards of conduct. repaircreditedu.com members respect and protect human and civil rights, and do not knowingly participate in or condone unfair discriminatory practices.

The development of a dynamic ethical code for an repaircreditedu.com member's work-related conduct requires a personal commitment to a lifelong effort to act ethically; to encourage ethical behavior by students, supervisees, employees, and colleagues, as appropriate; and to consult with others, as needed, concerning ethical problems, Each repaircreditedu.com member supplements, but does not violate, the Ethics Codes values, on the basis of guidance drawn from personal values, culture, and experience.

GENERAL PRINCIPLES
Principle A: Competence
repaircreditedu.com members maintain the highest standards of competence in their work. They recognize the boundaries of their professional competencies and the limitations of their expertise. They maintain knowledge related to the services they render, and they recognize the need for ongoing education. repaircreditedu.com members make appropriate use of professional, technical, and administrative resources. They provide only those services and use only those techniques for which they are qualified by education, training, or experience. In those areas in which recognized professional standards do not yet exist. repaircreditedu.com members exercise careful judgment and take appropriate precautions to protect the welfare of those with whom they work.

Principle B: Integrity
repaircreditedu.com members promote integrity in the practice of credit repair. In these activities repaircreditedu.com members are honest and fair. You plea to do NO harm to the public and perform a tangible service for any funds received. This means if you collect a setup fee, services must be received for that fee. This can eliminate any discrepancies about the service rendered for that fee. You will do NO harm When describing or reporting their credit repair services, products, fees, or teaching, they do not make statements that are false, misleading, or deceptive. Each customer credit profiles are properly analyzed for items that will lower their credit score and the appropriate action taken. Consultants will clarify for relevant parties the roles they are performing and the obligations they adopt. They function appropriately in accordance with those roles and obligations. repaircreditedu.com should alert their clients that they CAN perform credit restoration on their own --you provide specialize knowledge that will improve their outcome faster.

CUSTOMER CONTACT
As a member, your clients should NOT wonder or guess what is going on with their services or your company. If you are a one person shop and unable to answer your phone live, return phone calls the same day or immediately the next day, out for a while because of unforeseen circumstances; as a member of repaircreditedu.com and providing standards of excellence, you will provide each client a separate contact number or URL that is either answered live, provides a recording, or have an typed online statement to explain any owner absences or company updates and how a client can receive updates on the progress of the services provided. If your phone are answered live at all times, you will alert clients of any unforeseen circumstances that will NOT allow you to return phone calls at least the next business day.

Principle C: Professional Responsibility
repaircreditedu.com members are responsible for safeguarding the public and repaircreditedu.com from members who are deficient in ethical conduct. They uphold professional standards of conduct and accept appropriate responsibility for their behavior. repaircreditedu.com members consult with, refer to, or cooperate with other professionals and institutions to the extent needed to serve the best interests of the recipients of their services. repaircreditedu.com members are concerned about the ethical compliance of their colleagues’ professional conduct. When appropriate, they consult with colleagues in order to prevent, avoid, or terminate unethical conduct.

Principle D: Respect for Peoples Rights and Dignity
repaircreditedu.com members accord appropriate respect to the fundamental rights, dignity, and worth of all people. They respect the rights of individuals to privacy, confidentiality, self-determination, and autonomy, mindful that legal and other obligations may lead to inconsistency and conflict with the exercise of these rights. repaircreditedu.com members are aware of cultural, individual, and role differences, including those due to age, gender, race, ethnicity, national origin, religion, sexual orientation, disability, language, and socioeconomic status. repaircreditedu.com members try to eliminate the effect on their work of biases based on those factors, and they do not knowingly participate in or condone unfair discriminatory practices.

Principle E: Concern for Others' Welfare
repaircreditedu.com members seek to contribute to the welfare of those with whom they interact professionally. When conflicts occur among repaircreditedu.com members obligations or concerns, they attempt to resolve those conflicts and to perform those roles in a responsible fashion that avoids or minimizes harm. repaircreditedu.com members are sensitive to real and ascribed differences in power between themselves and others. They do not exploit or mislead other people during or after professional dealings. E.g. make treats to expose credit problems of a well known public figure that is a client of a CCC.

Principle F: Responsibility
repaircreditedu.com members will avoid misusing their work, and will comply with the law in all matter of credit restoration.