How it works

How RCS (Repair Credit Software) Works

RCS โ€“ Repair Credit Software is a powerful, AI-driven, end-to-end online credit repair software & CRM built for individuals, credit repair consultants, agencies, and white-label businesses. RCS simplifies, automates, and legally structures the entire credit repair process while strictly following FCRA, FDCPA, and Metro 2 compliance standards.

โš™๏ธ With RCS, everything happens in one secure dashboard โ€” from client onboarding and credit report analysis to dispute letter generation, bureau communication, and activity tracking. No spreadsheets. No manual paperwork. No legal confusion.

๐Ÿงพ Step 1: Select Your RCS Plan

๐Ÿ‘ค Starter / Basic Plan (DIY)

Designed for individuals who want to fix their credit on their own. This DIY credit repair software allows you to upload your credit report, identify negative items, generate compliant dispute letters, and track every action without professional assistance.

๐Ÿข Business Plan

Built for credit repair consultants and credit repair agencies. Manage multiple clients from one CRM dashboard, automate dispute workflows, track client-wise progress, and scale your credit repair operations professionally.

โญ Premium Plan (One-Time Annual)

A one-time payment plan that gives you full access for one complete year. Includes multi-client management, advanced features, and long-term cost savings compared to monthly subscriptions.

๐Ÿท๏ธ White Label Add-On: Available only for Business and Premium plans. Get a fully branded version of RCS with your logo, domain, client portal, and business identity.

๐Ÿ” Step 2: Login to Your Secure Dashboard

After completing your plan purchase, RCS sends you an email with your login credentials. Use these credentials to access your secure dashboard, designed with a clean UI for fast navigation and easy understanding.

๐Ÿ‘ฅ Step 3: Create & Manage Clients

  • โž• Add new clients in seconds
  • ๐Ÿ“‚ Each client has a separate credit repair workspace
  • ๐Ÿงญ Manage client data, reports, and disputes from one place
  • ๐Ÿ“Š Perfect for agencies handling multiple customers

๐Ÿ“„ Step 4: Import Credit Reports

Upload the credit report for each client. RCS intelligently scans the report to identify inaccurate, outdated, unverifiable, or non-compliant accounts that qualify for dispute under credit laws.

โœ๏ธ Step 5: Generate Dispute Letters

RCS automatically generates legally compliant dispute letters using built-in Metro 2 templates. All letters follow FCRA and FDCPA rules to ensure accuracy, professionalism, and compliance.

๐Ÿ“ฌ Step 6: Send Disputes to Credit Bureaus

  • โœ‰๏ธ Send dispute letters via Postal Mail
  • ๐Ÿ“  Send dispute letters via Fax
  • ๐Ÿ–ฅ๏ธ Simple UI with clear sending options

๐Ÿ“Š Step 7: Track History & Progress

Every action inside RCS is logged automatically. Review dispute history, sent letters, bureau communication, and progress timelines anytime from your dashboard.

๐Ÿš€ Why Choose RCS?

RCS combines artificial intelligence, compliance automation, and professional CRM tools into one powerful credit repair platform โ€” helping individuals and businesses repair credit faster, smarter, and legally.